Changes ahead in Health Science Center benefits plan
With Open Enrollment just around the corner, the Office of Human Resources is announcing changes in the employee benefits plan.
The cost of health insurance will be going up for all but the individual coverage, which is still provided at no charge to the employee who insures only himself or herself. Increases range from minor to substantial, depending on the plan.
Dental coverage is now optional, and the Delta Prevent plan will no longer be offered. Instead, those who want dental insurance will be able to choose between Delta Standard or United Dental Care of Texas.
Finally, the existing prescription drug program, PCS, is being replaced by the Medco prescription plan. If you currently have PCS, your ongoing prescriptions will be transferred automatically to Medco. Those in the Prudential HMO plan who wish to switch to another medical plan will need to get new prescriptions from their physicians. Likewise, if you switch to the Prudential HMO, you will also need to get new prescriptions.
The charts below show the rate increases for the coming year, in comparison with out-of-pocket costs last year.
"We want to educate the staff on the difference between all the available health plans so they can control and manage their health cost increases," said Anthony Ferrara, vice president for administration and business affairs. "For example, UT Select, a traditional indemnity plan, has gone up considerably, but the Prudential HMO plan has increased only slightly. We want to make sure that all employees understand the differences between the coverages offered by these plans so that they can make an informed decision about the insurance options for themselves and their families."
Human resources has scheduled several presentations to explain the changes and options: June 8, 9 a.m., room 1.102, Allied Health/Research Building; June 13, 9 a.m., Medical Lecture Hall; June 15, 2 p.m., Medical Lecture Hall; and June 21, 3 p.m., room 1.208, School of Nursing. Ferrara and Anthony Ramirez, human resources director, are also prepared to make special departmental presentations at the request of department chairs.
In addition, letters will soon be mailed to each employee containing a personal benefits statement that spells out each person's out-of-pocket costs for health, dental, vision, life and disability coverage.
The employee Open Enrollment Period from July 1 through 31 is the designated time period for employees to make changes to their benefits plans, including adding coverage for dependents or switching to a different insurance plan.
Employees may need to fill out the Evidence of Insurability form, which is required if an employee wants to add a dependent to his or her current coverage or make certain other changes. The deadline for completing the form is June 30.
Besides this month's campuswide presentations, there will be a health benefits fair on July 11 and 12 from 9 a.m. to 3 p.m. in the auditorium foyer.
Employees have the ability to make changes to their benefits plans during the Open Enrollment Period through the U. T. Touch system using a touch-tone phone or personal computer. Personal identification numbers (PINs) for employees to use with the U. T. Touch system will be mailed to employees' home addresses.
Monthly out-of-pocket cost comparison